Bay Commercial Bank was conceived with the realization that clients deserve access to decision-makers. They deserve the opportunity to have relationships with contacts at their bank that bring knowledge to the table, knowledge that can be used to advance the goals of the client's business. In short, they deserve what they themselves strive to provide to their clients, knowledgeable and professional service.
BAY COMMERCIAL BANK OPENS FULL SERVICE BRANCH IN NAPA
BAY COMMERCIAL BANK NAMED ONE OF AMERICA'S TOP 100 COMMUNITY BANKS
BAY COMMERCIAL BANK ANNOUNCES SUCCESSFUL COMPLETION OF THE MERGER WITH GLOBAL TRUST BANK
WELCOME TO OUR NEW CLIENTS!
We welcome the clients, employees and shareholders of the former Global Bancorp/Global Trust Bank and look forward to jointly capitalizing on the strengths of both our banks. The combination of our banks strengthens not only Bay Commercial Bank's already strong capital base, but enhances our Northern California footprint in serving Contra Costa, Alameda, Napa and Santa Clara Counties.
Have you heard us on KCBS 740AM - 106.9FM? Click to listen.
"Mike Harvey Acura and Honda, Burlingame" "Team Superstores, Vallejo, Your Automotive Headquarters"
Click here to email our CEO - George Guarini directly, so that he may have the benefit of a better understanding of your business or project.
Report Card: Bay Commercial Bank maintains a Five Star Rating by Bauer Financial (May 14, 2012).
The following is excerpted from the Bauer Financial Website.
Financial data is compiled for U.S. banks and thrifts from call report data as reported to federal regulators. Although the financial data obtained from these sources is consistently reliable, the accuracy and completeness of the data cannot be guaranteed by BauerFinancial Inc. In addition to the capital ratio, other criteria are used to determine the BauerFinancial? Star-Rating. Some of these include but are not limited to: profitability/loss trend, evaluating the level of delinquent loans, chargeoffs and repossessed assets, the market versus book value of the investment portfolio, regulatory supervisory agreements, the community reinvestment rating (CRA), historical data and liquidity.All institutions are subject to federal regulatory capital requirements, but those requirements vary among institutions and are dependent on many factors. In general, institutions are required to maintain a tangible capital ratio of at least 4%, a tier 1 risk-based capital ratio of at least 4% and a total risk-based capital ratio of at least 8%.
Did you know that Bay Commercial Bank performs Qualified Intermediary services?
Bankers Exchange Services, a division of Bay Commercial Bank, was formed for the purpose of executing 1031 exchange services on behalf of the investing public nationwide.
Lloyd W. Kendall, Jr. a noted expert and lecturer in the field, and is a director of Bay Commercial Bank. Bankers Exchange Services (BES) is fortunate to be associated with someone as accomplished as Lloyd in I.R.C. 1031. Mr. Kendall has structured in excess of 30,000 exchanges throughout the United States, Mr. Kendall and his former company Lawyers Asset Management, Inc., have produced tax savings for their clients estimated to be in excess of two billion dollars. Mr. Kendall is a principal of Lawyers 1031 Exchange. The company, headquartered in Oakland, facilitates Reverse 1031 Exchanges.
Remote Deposit Capture - Scan-A-Check
If you haven't experienced the convenience of Scan-A-Check, you don't know what you are missing. Make deposits from the friendly confines of your own office. For more information, please contact us at 925-476-1800. Don't forget to check out www.scan-a-check.com.