George J. Guarini Mr. George Guarini's vision of opening a bank that focuses on "best in class" offerings to match today's dynamic business climate became a reality on July 20, 2004. Bay Commercial Bank's CEO and President brings more than 30 years of experience in the banking industry holding key executive and senior level management positions with national and regional financial institutions, including the turnaround of two financial institutions which had been operating under a "memorandum of understanding" in connection with credit quality issues.

Prior to opening Bay Commercial Bank, Mr. Guarini was the Senior Vice President and Senior Lending Officer of Summit Bank, a community bank headquartered in Oakland, California.  In addition to serving as the Senior Vice President and Senior Lending Officer of Summit Bank from 2000 to 2003, Mr. Guarini served as the bank's Acting President between August 2001 and August 2002.

From 1994 to 1999, Mr. Guarini enjoyed a career with Imperial Capital Bank based in Glendale, California, where he began as Senior Vice President and was charged with resolving significant loan portfolio weakness. In 1995, following a successful IPO, he was appointed the bank's Chief Lending Officer. In 1997 Mr. Guarini served as the founding Chief Executive Officer of ITLA Funding Corporation, a wholly owned subsidiary of ITLA Capital Corporation, the parent of Imperial Capital Bank.