- Deposit Accounts

- Banking Services

- Certificates of Deposit

- Scan-A-Check™ (Merchant Capture)

• Deposit Accounts
  • Checking Accounts
  • Interest Bearing Checking Accounts (Electronic Statement Delivery)
  • Money Market Deposit Accounts (Electronic Statement Delivery) We offer tiered rates.
  • Certificates of Deposit
  • Savings Accounts
  • Account Analysis
  • CDARS – Certificate of Deposit Account Registry Services
    • Up to $30 million in FDIC protection on CD Investments.
    • One Bank – One Rate – One Statement. 
    • No Collateralization. 
    • A Wide Variety of Maturities.
    • Community Investment. Your funds can support lending initiatives, including special development projects that strengthen the local community.
      
      
• Banking Services
  • Electronic Statements
    Merchant Capture
  • Online Bill Payment
  • ACH origination
  • Treasury Tax and Loan Payments
  • Corporate Credit Cards
  • Online Cash Management
  • Payroll Services
    
    
• Certificates of Deposit
  • You can make additional deposits to this account once a month, with an amount of at least $1,000. You can bump the interest rate once during the term to the current posted interest rate and APY, up to a maximum of ½%.
    
    
• Scan-A-Check™ (Merchant Capture)
  • Why come to the bank to make check deposits? With Scan-A-Check™ capture you can scan the checks in your office and receive credit to your account utilizing the benefits made possible by Check 21. We provide the scanner and recapture the cost through your account analysis.
     
• Electronic Statements
  • All checking account statements are available via Electronic delivery, to Management Companies as well as Board Members – Satisfies Davis-Stirling 1365.5(a) (4).
    
    
• Credit Cards
  • Available to Board Members for emergency purchases. Simplified application form does not require personal financial information.
    
    
• CDARS - Certificate of Deposit Account Registry Services
  • Full Insurance. Using the CDARS service, you can access up to $30 million in FDIC protection on CD investments.
  • One Bank. You work with us – the bank you know and trust – to secure your large deposits.
  • One Rate. You earn one interest rate on your CD investments through CDARS. With CDARS, there is no need to negotiate multiple rates or manually tally disbursements for each CD.
  • One Statement. You receive one regular statement detailing your CD investments. You no longer need to consolidate statements at the end of each month, quarter, or year. 
  • No Fees. There are no hidden fees of any kind. We do not charge annual fees, subscriptions fees, or transaction fees for using the CDARS service; the rate you see is the rate you get.
  • No Collateralization. Because CDARS deposits are eligible for full FDIC protection, you may not need to collateralize your deposits, thus eliminating the time-consuming task of tracking collateral values.
  • A Wide Variety of Maturities. You can select from various maturities – ranging from 4 weeks to 5 years (260 weeks) – and choose the terms that best suit your investment needs.
  • Community Investment. Your funds can support lending initiatives, including special development projects that strengthen the local community.