FOR YOUR INFORMATION

Deposit Rates

Rates Accurate as of February 27, 2017.

APY = Annual Percentage Yield.

Fees may reduce earnings. Rates subject to change.


Business Checking

ProductMinimum Required Opening Deposit Average Daily
Balance ¹
Interest Rate ²APY ² ³
Business Interest Checking $500$1,000 - $2,500
$2,501 - $50,000
Over $50,000
0.05%
0.15%
0.40%
0.05%
0.15%
0.40%

¹ Minimum Balance of $1,000 requirement to obtain the stated APY. ² APY and interest rate may change after the account is opened. Fees could reduce the earnings on the account. ³ APY assumes reinvestment of principal and interest for a full year on a 365/365 basis.

Business Savings

ProductMinimum Required Opening Deposit Average Daily
Balance ¹
Interest Rate ²APY ² ³
Business Savings$100 $0 - $1,000
$1,001 - $50,000
$50,001- $99,999
Over $99,999
0.05%
0.10%
0.15%
0.20%
0.05%
0.10%
0.15%
0.20%
Business Money Market$1,000$0 - $999
$1,000 - $10,000
$10,001- $50,000
$50,001- $99,999
Over $99,999
0.00%
0.05%
0.10%
0.35%
0.45%
0.00%
0.05%
0.10%
0.35%
0.45%

¹ Minimum Balance of $1,000 requirement to obtain the stated APY. ² APY and interest rate may change after the account is opened. Fees could reduce the earnings on the account. ³ APY assumes reinvestment of principal and interest for a full year on a 365/365 basis.

Business Premier Money Market

ProductMinimum Required Opening Deposit Average Daily
Balance ¹
Interest Rate ²APY ² ³
Business Premier Money Market$100,000$100,000-$250,000
$250,001-$500,000
Over $500,000
0.49%
0.55%
0.60%
0.49%
0.55%
0.60%

¹ Minimum allowable transactions to earn interest. ² APY and interest rate may change after the account is opened. Fees could reduce the earnings on the account. ³ APY assumes reinvestment of principal and interest for a full year on a 365/365 basis.


Personal Checking

ProductMinimum Required Opening DepositAverage Daily Balance ¹Interest Rate ²APY ² ³
Personal Interest Checking$1,000$0 - $999
$1,000 - $50,000
Over $50,000
0.00%
0.05%
0.40%
0.00%
0.05%
0.40%
Exclusive 50 Checking$1,000$1,000 and over0.10%0.10%

¹ Minimum Balance of $1,000 requirement to obtain the stated APY. ² APY and interest rate may change after the account is opened. Fees could reduce the earnings on the account. ³ APY assumes reinvestment of principal and interest for a full year on a 365/365 basis.

Personal Savings

ProductMinimum Required Opening DepositAverage Daily
Balance ¹
Interest Rate ²APY ² ³
Personal Savings$100$0 - $1,000
$1,001 - $50,000
$50,001 - $99,999
Over $99,999
0.05%
0.10%
0.15%
0.20%
0.05%
0.10%
0.15%
0.20%
Personal Money Market$1,000$0 - $999
$1,000 - $10,000
$10,001- $50,000
$50,001- $99,999
Over $99,999
0.00%
0.05%
0.10%
0.35%
0.45%
0.00%
0.05%
0.10%
0.35%
0.45%

¹ Minimum Balance of $1,000 requirement to obtain the stated APY. ² APY and interest rate may change after the account is opened. Fees could reduce the earnings on the account. ³ APY assumes reinvestment of principal and interest for a full year on a 365/365 basis.

Personal Premier Money Market

ProductMinimum Required Opening DepositAverage Daily
Balance ¹
Interest Rate ²APY ² ³
Personal Premier Money Market $500$100,000 - $250,000
$250,001 - $500,000
Over $500,000
0.49%
0.55%
0.60%
0.49%
0.55%
0.60%

¹ Minimum allowable transactions to earn interest. ² APY and interest rate may change after the account is opened. Fees could reduce the earnings on the account. ³ APY assumes reinvestment of principal and interest for a full year on a 365/365 basis.


Certificates of Deposit (CDs)

Maturity ¹Daily
Balance ²
Interest RateAPY ³
30 days$1,000 - $49,999
$50,000 - $99,999
$100,000 - $249,999
Over $249,999
0.05%
0.05%
0.10%
0.15%
0.05%
0.05%
0.10%
0.15%
31 to 90 days$1,000 - $49,999
$50,000 - $99,999
$100,000 - $249,999
Over $249,999
0.10%
0.15%
0.20%
0.25%
0.10%
0.15%
0.20%
0.25%
91 to 180 days$1,000 - $49,999
$50,000 - $99,999
$100,000 - $249,999
Over $249,999
0.15%
0.20%
0.25%
0.30%
0.15%
0.20%
0.25%
0.30%
181 days to 1 year$1,000 - $49,999
$50,000 - $99,999
$100,000 - $249,999
Over $249,999
0.25%
0.30%
0.35%
0.40%
0.25%
0.30%
0.35%
0.40%
2 years$1,000 - $49,999
$50,000 - $99,999
$100,000 - $249,999
Over $249,999
0.40%
0.45%
0.50%
0.55%
0.40%
0.45%
0.50%
0.55%
3 years$1,000 - $49,999
$50,000 - $99,999
$100,000 - $249,999
Over $249,999
0.55%
0.60%
0.65%
0.70%
0.55%
0.60%
0.65%
0.70%
4 years$1,000 - $49,999
$50,000 - $99,999
$100,000 - $249,999
Over $249,999
0.75%
0.80%
0.85%
0.90%
0.75%
0.80%
0.85%
0.90%
5 years$1,000 - $49,999
$50,000 - $99,999
$100,000 - $249,999
Over $249,999
1.00%
1.05%
1.10%
1.15%
1.01%
1.06%
1.11%
1.16%

¹ Penalty for early withdrawal. ² Minimum Balance of $1,000 requirement to obtain the stated APY. ³ APY assumes reinvestment of principal and interest for a full year on a 365/365 basis.

Individual Retirement Accounts (IRAs)

Maturity ¹Daily
Balance ²
Interest RateAPY ³
1 year$1,000 - $49,999
$50,000 - $99,999
$100,000 - $249,999
Over $249,999
0.25%
0.30%
0.35%
0.40%
0.25%
0.30%
0.35%
0.40%
2 years$1,000 - $49,999
$50,000 - $99,999
$100,000 - $249,999
Over $249,999
0.40%
0.45%
0.50%
0.55%
0.40%
0.45%
0.50%
0.55%

¹ Penalty for early withdrawal. ² Minimum Balance of $1,000 requirement to obtain the stated APY. ³ APY assumes reinvestment of principal and interest for a full year on a 365/365 basis.

CDARS

MaturityInterest Rate ¹APY ²
4 weeks0.10%0.10%
13 weeks0.20%0.20%
26 weeks0.25%0.25%
52 weeks0.35%0.35%
2 years0.50%0.50%
3 years0.65%0.65%

¹ Please see a Client Service Representative for a copy of the CDARS Deposit Placement Agreement for more details. Minimum Balance of $300,000 required to open a CDARS account and to obtain the stated APY. ² APY assumes reinvestment of principle and interest for a full year on a 365/365 basis. Substantial Penalty for early withdrawal.